UK Life Insurance

Life Insurance

Life insurance is a general term for insurances that protect your life. There are several different types of life insurance:

• Mortgage protection or decreasing term assurance
- the amount of cover decreases throught the term of the cover and if you die a lump sum pays out to cover the cost of the outstanding mortgage.
• Level term life assurance
- the amount of cover remains the same throught the term and pays a lump sum on death.
• Family income benefit
- pays a regular tax-free income for your dependants until the end of the insurance term.
• Critical illness cover
- a lump sum paid out when you are diagnosed with a critical illness.
• Whole of life cover
- is not restricted to a term and will pay out on your death whenever it occurs.

Your Life Insurance

Life insurance costs have reduced a lot over the last few years. Are you paying too much for your life insurance? You need to think about how much cover you require. You also need to think about which type of cover you require and how much you want to pay each month for life insurance. A financial adviser will be able to give you advice you with these details when you apply online for a quote.

Apply Online for Life Insurance Cover

Apply online for your quotation and bare in mind that you must find the life insurance that best suits you. Low cost or cheap premiums may not give you the benefit you require so shop around the different life assurance companies below for quotes and compare cover and prices before making a decision. You are under no obligation to proceed and we are happy for you to use this site to gain a better understanding of life insurances.

Life Insurance Companies

Life Insurance - Cardiff Pinnacle Insurance